Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Saturday, February 21, 2009

Coupon Savings!

Great news!! I opened my coupon spreadsheet yesterday and started looking at it closely.

I've saved $118.13 using coupons in January, and $40.49 so far in February. This is not counting the store savings - this is just coupons! That's great!! And I will say I'm super picky about coupons. I don't use them for anything I wouldn't normally buy. I'm also careful to check to see if the generic is less without a coupon than the brand name is with the coupon.

So I thought today I'd post a few of my favorite links to the money saving blogs I like to read. Eventually I'd like to get them into my list on the sidebar.

**Please note these are not links - you'll need to copy & paste to open the link. Sorry about that.

http://www.moneysavingmom.com/
http://bargainbanana.blogspot.com/

http://mommysnacks.blogspot.com
This is where my grocery/coupon spreadsheet came from
http://organizingafamily.blogspot.com/
http://www.thriftyandchicmom.com/

http://www.moneysavingmethods.blogspot.com/

http://www.mommieswithcents.com/

http://www.thenewfrugalmom.com/

http://frugalchicliving.blogspot.com/

http://rocksinmydryer.typepad.com/
I love this one on Weds!! - they have links to tons more blogs with great tips!
http://gettingfreedom.blogspot.com/
http://jamieisamoneymagnet.blogspot.com/

http://grocerycartchallenge.blogspot.com/

https://wwws.mint.com

This is the BEST at keeping track of your money - it does it for you. Sadly I use a local credit union & it can't link up with them - but it tracks everything else. I just started using this last month



Wednesday, January 28, 2009

Saving $$$ 1996 Style!




I have this book from 1996 that my MIL bought for me at a yard sale about six or seven years ago. The prices are so funny to read! Pillsbury refrigerator biscuits go on sale for $.25! Hahaha! Ground beef is $.99 per lb. Expensive cereal is $3 a box. But the concepts are still very valid!

I'm re-reading it and have found some GREAT recipes!

Right now I'm making homemade granola. I'll post the recipe after I decide if I like it. The one I'm excited about is a cream of ___ soup mix.

Cream of ____ Soup Mix
2 cups instant milk
3/4 cup cornstarch
1/4 cup instant chicken bouillon
1 tsp onion powder
1/2 tsp dried thyme
1/2 tsp dried basil
1/4 tsp pepper

Combine these in an air tight container.

To use for soup, combine 1/3 cup mix and 1-1/2 cups water. Bring to a boil stirring often. Add a vegetable for more flavor - diced celery, mushrooms or broccoli.

To use for any recipe calling for a can of cream of mushroom, chicken, or celery soup use 1/3 cup mix and 1-1/4 cup of water. Boil a few minutes & stir often.
Photobucket

Tuesday, January 27, 2009

Potty training time

Already? Ava will be 2 at the end of Feb. She's just barely in a size 24 months. Her car seat is rear facing - she weighs 22 lbs soaking wet. But she's showing potty training signs.

Today marks day 2 of training.

When Emma was this age she was showing signs of being ready, so I bought some great vinyl training pants. It was my first intro to cloth diapers. Who knew I'd like them? I bought them because I hold the opinion that a diaper keeps you dry and you don't feel uncomfortable. And if you're not uncomfortable, why bother using the potty? (This is what I think two year olds are thinking) It was a great clearance sale - they were less than $2 or $3 each. A few have had a mishap or two over the years of being borrowed & loaned out. I learned the hard way they don't like dryers - they just melt holes in the vinyl.

So I've gathered them back from my SIL and will start using them again. Sadly, a good number of them are a 3T! So I started looking online. The ones I want - now that I'm a BTDT (been there done that) mom - have snaps or velcro on the sides for easy emergency removal. They're also quite spendy. PUL isn't cheap. You can't buy in at Joanne's. We're talking special order commercial found on the internet fabric.

But I started thinking and then I started sewing! I made my own cloth trainers! And they're waterproof too!


I used a pair of panties for a pattern and made it a bit larger. I traced them in one piece so it sort of looks like a diaper shape. Then I wondered why I didn't just trace one of my very nice cloth diapers? I cut one layer for the outside - I chose a cute green flannel. One layer for the inside - off white polar fleece. I would have prefered a microfiber cloth, like the dust cloths you buy - but wasn't fond using it on my first pair of trainers.

My waterproof lining is. . . (get this). . . grocery sacks! I saw a tutorial for this on Etsy. You cut your grocery sacks and lay them out flat. I found the easiest thing is to cut off the handles and the bottom, then cut down one side. I came out with a piece about 3 feet long. You layer them about 5 or so bags thick and slowly melt with your iron. You need to have parchement paper sandwiching the bottom & top layer, so you don't melt onto the iron or the ironing board. If you need more waterproof fabric you melt a piece, then slip it about an inch into the next sandwiched bit of plastic, and melt them all together.



I actually cut the plastic liner first, then the fleece & flannel. I stitched right sides together everywhere but the back. Added some elastic that I stretched as I stitched on the leg openings. Flipped it right side out. Added more elastic on the back and stitched that all closed. Added my velcro & there you go!

They crinkle a bit - its not a quiet thing to wear. But they work! Its not a diaper, it won't hold a lot of liquid for very long, but it keeps a puddle from forming on the floor! I don't think you can dry in the dryer - the plastic liner is likely to melt. My next pair will have a bit more room on the sides for the tabs but overall I think they're great! And it saved me $14 a pair!

You can see the finished trainer on top of an extra layer of my plastic fabric. Be sure to cut larger than you want the finished product - look at how much smaller this turned out in the end.



Love the bag melting bit? Here's more on what to do with your new found fabric! Etsy ideas


Wednesday, January 21, 2009

Save $$$ on dishwasher soap

So this year for us is all about spending less $$$ and saving more. I'm trying out new ways to be frugal & searching online for this good info.

Dishwashing Soap for about 8 cents per load
  • 1 Tablespoon Borax (76 oz sold for $5 at Ace)
  • 1 Tablespoon baking soda (128 oz for $13 online - it may be less at Costco where I bought a big bag)

Mix the Borax and baking soda together. Then, add to your dishwasher's detergent compartment, and run as usual. I like to mix up a big batch & fill an old Costco soap container.

Interesting facts:

Borax and baking soda are both natural disinfectants and mild abrasives – just what you need to blast away stuck on food and germs. In fact, you may be interested to learn that Borax is a common ingredient in many commercial detergents.

Why bother?

  • its inexpensive
  • there are no harsh chemicals
  • it does not emit chlorine gas like other commercial detergents
  • it is an effective sanitizer
  • it is an effective stain remover
  • its an effective water softener
  • and its environmentally-friendly (phosphate-free)
  • You actually use a lot less of this than the commercial stuff
Be sure to keep this away from kids & pets just like any other cleaner. I also marked the 2T line on my old scoop so I know I'm not using too much. I've been doing this for a month & have only once had to re-wash my dishes. (I'd loaded them funny & they just didn't get clean)

There are lots of places I may have found this info. . . But I'm pretty sure I read it at TipNut

Now head off to RocksInMyDryer for more Works for Me Wed tips!




Tuesday, January 13, 2009

Saving $$$ making bread


So we know that baking at home can save money but I have troubles figuring it all out. You take the cost of your flour, decide how much it is an ounce, how many ounces you use. . . blah, blah, blah. It makes my head spin.

Poking around on the King Arthur site, I found this is figured for you at the end of each recipe!!

Here's white sandwich bread. Ignore the fancy name. They need you to use a special pan but also said you can use a regular pan & cover with a cookie sheet weighted with a brick.
Buy vs. Bake

Buy: Pepperidge Farm Very Thin White Bread, 22¢/ounce

Bake at home: Pain de Mie, 8¢/ounce


They also did the same for a cheese cracker similar to a Cheez-It. Mmmmmm. Plus look at the difference in ingredients!

Buy vs. Bake

Buy: Sunshine Cheez-It Crackers, 33¢/ounce

Ingredients: Enriched Flour, Soybean and Palm Oil with TBHQ for Freshness, Skim Milk Cheese, Salt, Contains Two Percent or Less of Paprika, Yeast, Paprika Oleoresin for Color, Soy Lecithin.

Bake at home: Vermont Cheese Crackers, 24¢/ounce

Ingredients: King Arthur Flour, Vermont cheddar cheese, yeast, salt, baking powder, vegetable shortening.


Come see Rocks in my Dryer for more Works for Me Wednesday tips!



Sunday, January 11, 2009

Serious Savings!

In case you didn't know, Kmart is doubling coupons this week!

Here's what I bought

Kmart
Spend Total
$76.28
Coupon Total
$34.9
Grand Total
$41.38
% Savings
46%
Item Price

Amount paid Coupon $$ Amount
Dove $5.29
$3.29 $2.00
Olay $4.49
$2.49 $2.00
Soft Soap $1.29
$0.59 $0.70
Mailing Tape $1.79
-$0.21 $2.00
Colgate $3.00
$2.00 $1.00
Colgate $3.00
$2.00 $1.00
Colgate $3.00
$2.00 $1.00
Kids Colgate $1.99
$0.49 $1.50
Kotex 22 ct $1.29
-$0.21 $1.50
Head & Shoulders $5.49
$3.49 $2.00
Blistex $1.29
$0.79 $0.50
Suave Salon $1.67
-$0.33 $2.00
Suave Salon $1.67
-$0.33 $2.00
OB Tampons $5.50
$3.50 $2.00
J&J bar soap $0.99
-$1.01 $2.00
tee shirts 6 pack $6.00
$5.00 $1.00
kleenex lotion big $1.67
$0.87 $0.80
kleenex lotion big $1.67
$0.87 $0.80
pace salsa 2jars $4.00
$2.00 $2.00
NV granola bars $2.99
$1.99 $1.00
NV granola bars $2.99
$1.99 $1.00
Welch white grape $4.49
$2.49 $2.00
Welch white grape $4.49
$2.49 $2.00
Celestial Seaons tea $2.79
$1.69 $1.10


Yes, that's right. . . I have 5 items that were FREE!!! What a deal! I don't think I've ever done that before in my life. And to think of all the years I never once used a coupon.

I found some great Excel files at Mommy Snacks and I've modified them a bit to suit what I'd like them to say. I'm going to start budgeting better this year! And save some serious $$$ while I'm at it.